inkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; letter-spacing: 1.5px; text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">由于公积金贷款是有上限额度的，所以我们在买房时，商业贷款成了大部分人的必选项。在商业贷款中有2种常见的按揭方式：等额本金和等额本息。
inkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; letter-spacing: 1.5px; text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">不同的还款方式决定着不同的计息方式，决定了人们归还本金、利息的周期，直接影响后续的现金流情况和还款压力。
inkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; letter-spacing: 1.5px; text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">今天我们主要分析在买房商业贷款中主要遇上的等额本息、等额本金这两种还款方式。
inkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; letter-spacing: 1.5px; text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">等额本金和等额本息应该怎么选择？哪种方式更划算？为什么银行都不推荐等额本金？
inkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; letter-spacing: 1.5px; text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">首先我们要跳出错误的认知，看到数据背后的真实。
